$207,000
Average amount of homeowner tappable equity
77
Percentage of Americans anxious about their financial situation
5 Million
Mortgages are declined annually due to DTI or credit.
Every year, millions of homeowners are denied access to their largest asset
...Mend Changes this
Home Wealth Access
based on equity, NOT homeowner's income or credit score
Solves Financial Problems
by reducing debt, increasing cash flow, and improving credit score
Improves Household Stability
by empowering homeowners with a broader range of financial options
Home Equity Programs
Provide access to "Tappable Equity"
Tax-deferred cash in exchange for participation in home's value
Homeowner maintain all rights and privileges of homeownership
No interest, no payment, and does not report on credit
No prepayment penalties
Solve Household Debt Problems with Equity
The MEND Process
Home Equity Agreement
An agreement between a homeowner and an investor where the investor provides
liquidity to the homeowner in exchange for an equity share in the value of the home
Cash Paid to Homeowner
After the market value, outstanding liens, and desired amount of home equity to access have been agreed upon and verified, the agreement is executed and the proceeds are remitted to the homeowners.
Get on a more Sustainable Path
The home equity accessed is then used to pay off high interest debt, other liens, and create a cash reserve to MEND the homeowners finances and establish a more resilient financial foundation.
Monitor & Recommend
Making homeowners increasingly bankable allows them to gradually shift to ever lower costs of capital and greater financial stability.
Our Team
mark rogers
Managing Partner
steve hotovec
Managing Partner
greg ehlers
Managing Partner
brian bewley
Managing Partner
Cynthia & David
Fremont, CA
Gary & Joanne
Los Altos, California
Dee
San Carlos, CA