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Service Areas

Mend offers Home Equity Agreements in California only. We are not currently accepting homeowners in any other state.

Check My Eligibility

Currently Available

We serve homeowners in California.

California

  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose

Not Just Metro Areas

While we list major metros, we often serve surrounding suburban and even some rural areas within California. Enter your address in our eligibility checker to see if your specific location qualifies.

Coming Soon

We're actively working to expand into these states. Sign up to be notified when we launch in your area.

Arizona
Florida

Get Notified

Don't see your state? Enter your email and we'll let you know when we expand to your area.

Why Location Matters

Home Equity Agreements are tied to real estate markets, so we carefully evaluate each market before offering HEAs there. Here's what we consider:

  • Market StabilityAreas with stable, predictable real estate markets
  • Regulatory EnvironmentStates with clear regulations for HEA products
  • Home ValuesMarkets with sufficient home values and equity
  • Service InfrastructureAccess to qualified appraisers and title companies

Our Expansion Plans

We're committed to making Home Equity Agreements available to more homeowners across the country. Our expansion is thoughtful and deliberate to ensure we can provide excellent service in every market we enter.

1
State ActiveCurrently serving homeowners
2
States PlannedExpansion in progress

Check If We Serve Your Area

Enter your address to instantly see if your property is in an eligible service area. It only takes a minute and won't affect your credit.

Check My Address

Service areas are subject to change and may be modified at any time. Being located in an eligible state or metro area does not guarantee approval for a Home Equity Agreement. Specific eligibility depends on property address, type, condition, and other factors. The list of coming soon states represents our expansion intentions but is not a commitment to enter those markets on any specific timeline.