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Home Equity Calculator

Get a quick estimate of how much equity you could access with a Home Equity Agreement. This calculator provides a preliminary estimate. Your actual terms may vary.

Enter Your Information

$

Your best estimate of current market value

$

Total remaining balance on all mortgages

This calculator provides estimates only. Actual investment amounts depend on property appraisal, location, and underwriting. Getting your official estimate won't affect your credit score.

Enter Your Details

Fill out the form to see your estimated equity and potential HEA amount.

How We Calculate Your Estimate

1

Calculate Equity

We subtract your mortgage balance from your home value to determine your current equity position.

2

Check Eligibility

We check your equity against the 80% combined limit and our $200,000–$3,000,000 home value range.

3

Estimate Amount

We apply the program terms to your figures: the 80% combined limit, the Settlement Multiplier, and the $30,000 minimum.

Ready for Your Official Estimate?

Get a personalized quote with exact terms. Our official estimate process is free and won't affect your credit score.

Get My Official Estimate

This calculator provides estimates for informational purposes only and does not constitute an offer or commitment to provide a Home Equity Agreement. Actual investment amounts, terms, and eligibility are determined through our formal application and underwriting process, which includes a professional property appraisal. Results may vary significantly from estimates shown here.